FAQs

Got questions? You’re not alone. Here’s everything you need to know about getting started, how we treat, and how our private pay model works.

What to Expect

Billing & Payment

Cash-Based Physical Therapy: What, Why, and How

What?

Powerhouse Physical Therapy operates on a fee-for-service model, meaning we don’t bill insurance directly. Instead, we focus on what matters most: YOU. You and your PT will work together to determine exactly what you need and build a personalized care plan — no waiting on insurance approvals, no surprise limitations.

Why?

With a cash-based setup, every session is fully one-on-one, 60 minutes, and 100% focused on your goals. There are no hidden fees, no copays, and no unexpected bills. This model ensures your care is driven by what helps you heal — not what insurance decides to cover. Many clients also choose to submit a superbill to their insurance for potential reimbursement, depending on their out-of-network benefits.

How?

Payment is collected at the time of service. From your very first session, you and your PT will decide on a plan that supports your movement, recovery, and long-term function. If you’re planning to submit for insurance reimbursement, we’ll make sure you have everything you need.

We believe your care should reflect your goals.

Let’s talk about what’s going on and how we can help.